Retail giant Target and Coinstar (best known for those green machines for exchanging loose change) are two of the most well-known companies offering exchange programs for gift cards from several major chains.

“Once I got a gift card to this clothing store I had no interest in”.

Many retail stores are offering exchange programs. The company is partnering with gift card exchange website Cardpool and electronic trade-in company Nextworth.

Analysts have pegged the lack of inspiration to be the main driver toward gift cards, particularly when the recipients do not have a list of must-have gifts. If the customer accepts the offer, they are handed a Target gift card on the spot. But you can convert the card to cash. But you’re a vegetarian.

Target will exchange gift cards from more than 600 brands, including Old Navy, Cheesecake Factory, Tiffany & Co., Staples and Pottery Barn.

But keep in mind that bank gift cards usually carry extra fees. “Paybacks differ from site to site and card to card”. And you have the option the option of getting your money by direct deposit or PayPal as well as by check. For example, Volkswagen was prompted to give away gift cards to customers affected by its recent scandal. Rates here also vary but can be up to 85 percent of the gift card’s value.

The site then takes that gift card and resells it for a discount.

Gamestop – The gaming store has an easy way to exchange your unwanted gift cards.

Raise is another service similar to Cardpool. Some, like CardBucks and eBay allow you to set your own price for the gift card and will help match you with an interested buyer.